By using any calculator or tool on HomeLens (homelenscalc.com), you agree that all results are estimates for educational and informational purposes only and do not constitute financial, legal, mortgage, or investment advice.
No Financial Advice
HomeLens is not a licensed financial advisor, mortgage broker, lender, real estate agent, or legal professional. Nothing on this website should be interpreted as professional financial advice or a recommendation to buy, sell, refinance, or make any financial decision.
All calculator results are mathematical estimates based solely on the numbers you enter. They do not account for your complete financial situation, credit history, employment status, local laws, or lender-specific requirements.
Always consult with a licensed mortgage professional, certified financial planner, or qualified legal advisor before making any financial decisions related to home buying, refinancing, investing, or borrowing.
Accuracy of Calculations
While we strive to provide accurate and up-to-date calculations, HomeLens makes no guarantees about the accuracy, completeness, or reliability of any results produced by our calculators. Actual mortgage payments, interest rates, closing costs, and other figures will vary based on:
- Your personal credit score and credit history
- The specific lender you choose and their current rates
- Your employment history and income verification
- Local property taxes, insurance rates, and HOA fees
- Changes in interest rates and market conditions
- Property type, location, and condition
- State and local laws and regulations
The results shown on HomeLens should be used as a starting point for your research only — not as a final number for any financial decision.
Third Party Links & Affiliates
HomeLens may contain links to third party websites including lenders, mortgage providers, and financial services companies. These links may be affiliate links, meaning HomeLens may earn a commission if you click a link and complete an application or purchase.
HomeLens is not responsible for the content, accuracy, products, services, or practices of any third party website. The inclusion of any link does not imply endorsement or recommendation of that company or service.
Any rates, offers, or terms displayed or linked to on HomeLens are subject to change without notice and are provided by third parties over whom HomeLens has no control.
No Guarantee of Results
HomeLens makes no guarantee that:
- You will be approved for any mortgage or loan
- The rates shown reflect what any lender will offer you
- Your home will appreciate in value as estimated
- Any investment property will generate the cash flow shown
- You will qualify for the home price shown in affordability results
All projections, estimates, and hypothetical scenarios are for illustrative purposes only.
Your Data & Privacy
HomeLens does not store, collect, transmit, or share any numbers or personal information you enter into our calculators. All calculations happen entirely within your browser on your device. Your financial information never leaves your screen.
For full details on how we handle data please read our Privacy Policy.
Changes to This Disclaimer
HomeLens reserves the right to update or modify this disclaimer at any time without prior notice. Continued use of the website following any changes constitutes your acceptance of the updated disclaimer.
Contact Us
If you have any questions about this disclaimer or how our calculators work please contact us at: